Visa and Mastercard announced enhancements to their AI-powered fraud detection platforms, adding enriched merchant profiling, anomaly detection improvements, and faster issuer alerts.
Visa said its upgraded system analyzes billions of transactions daily and now includes deeper behavioral modeling to spot suspicious patterns earlier. Mastercard emphasized improved accuracy for cross-border transactions and high-risk categories.
These changes will influence how credit unions experience fraud alerts, dispute workflows, and cardholder notifications. Vendors serving CUs are already updating integration modules to support the new network features.
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